This is a huge win for SDA members, as these reforms promise to close the super gap, boost financial security for millions of Australians, and simplify how super is managed.

Right now, most employers only pay superannuation every three months, not every pay day. From 1 July 2026, employers will have to pay your Superannuation Guarantee (SG) contributions at the same time as your wages, meaning your super will start earning interest sooner, boosting your retirement savings. According to research by the Super Members Council of Australia, paying superannuation on pay day could boost retirement savings by an average of $7,700.

Under the new system, super contributions must reach your fund within seven business days of each payday. This change will help close the long-standing “super gap” that can leave workers, especially casual and part-time employees, missing out on money they’ve earned.

For workers, these changes mean more transparency and faster growth in super balances. You’ll be able to see contributions appear in your super account more regularly and spot any missing payments sooner.

Payday Super is a big step forward for fairness and financial security. By linking super directly to payday, it ensures your hard-earned money works for you straight away—helping you build a stronger, more secure future from every pay packet.